With digital-native businesses demanding built-in finance features, embedding Banking-as-a-Service APIs in the Australian fintech sector is mission-critical. Gone are the days of building bank integrations manually. Ambitious scale-ups now embed modular banking stacks to launch: - Consumer + merchant wallet infra - BIN-linked issuing logic - Realtime payouts via NPP https://neilr416stu4.wikiparticularization.com/user